What to do if you are a victim of ID Theft
If you are a victim of identity theft, the Federal Trade Commission recommends a four-step action plan:
Free Annual Credit Reports
To obtain your free annual credit reports from the three major nationwide consumer reporting companies (Experian, Equifax, and TransUnion):
Visit www.annualcreditreport.com, call 877-322-8228, or write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
- Place a fraud alert on your credit reports, and review your credit reports.
- Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
- File a complaint with the Federal Trade Commission.
- File a report with your local police or the police in the community where the identity theft took place.
Free Annual Credit Reports
To obtain your free annual credit reports from the three major nationwide consumer reporting companies (Experian, Equifax, and TransUnion):
Visit www.annualcreditreport.com, call 877-322-8228, or write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
